It seems that at the moment the media is full of talk about how to tighten our belts in this present economic 'crisis'. This is something I've been trying to do for years now - credit crunch or no credit crunch - and I do wonder just how much further I can actually tighten my bloomin' belt without cutting off my circulation!! For all my carefulness with spending it just seems that things are getting more and more expensive on a day by day basis - travel costs, food, fuel prices, household bills, you name it and it is going up at a frightening pace. The past three weeks in particular has seen me get through an emormous (to me) amount of money with nothing really to show for it. Where has it all gone? and what can I do to put the brakes on my cash?
I've tried really hard this past week to not put the central heating on even though it has been exceedingly chilly in the evenings. There are two reasons for this - 1. I don't like the idea of unnecessarily burning finite fossil fuel when I can manage with putting on an extra layer and wrapping myself in a blankets, and 2. the cost of gas has become so ludicrously expensive that although we're not on the breadline I do object to paying so much just to keep warm. On that note, whatever happened to the 1970's idea that North Sea gas would be so cheap it wouldn't need metering?? Anyway, after having been so cold on Sunday evening that I watched 'Brokeback Mountain' on TV wrapped in a duvet with a hot water bottle under it, I gave in and actually put the heating on for a few hours each evening. I didn't like doing it but there are limits to even my penny-pinching.
As regards food expenses I just don't know how much further I can cut back. Most meals these days are vegetarian as neither of us likes eating cheap meat, and we can't really afford to pay the, no doubt realistic, prices for organic meat. I already do the majority of my shopping at Aldi (which, along with Lidl and Netto, are apparently booming as more and more people discover a cheaper place to shop). All meals are home-cooked using fresh ingredients and we rarely rarely have takeaways.
We do have a car but it is so rarely used that I can't remember when we last put petrol in it - at least six months ago I would guess. At least we are spared the galloping petrol prices at the pumps for the time being although of course the rapidly rising price of crude oil is going to affect all of us - drivers or not - in the near future as transport and transportation costs rocket too.
Scarey times! - has anybody out there got any 'credit crunch-busting' tips to pass on. At the moment both me, and my purse, would be really grateful.